Disability and Social Security Benefits

By - 2008-03-21 Find more articles like this in our Social Security category.

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Disability and Social Security benefits - Find True Help at Allsup.com

Applying for Social Security Disability Insurance (SSDI) is one of the more complicated and discouraging experiences people with disabilities may encounter as they adapt to a chronic disease, injury or illness.

But seeking a way to a more sound financial footing is the primary motivator for many people who apply for SSDI benefits. Allsup, allsup.com, was started in 1984 to help make this process easier for people with disabilities nationwide. Since then, our experienced professionals have helped more than 100,000 people receive their awards.

Many Allsup professionals first worked for the Social Security Administration, so they have years of experience in understanding the situation for people with disabilities of all types.

Challenges people face when applying for Social Security disability include:

Filling out paperwork

Obtaining medical records

Compiling the evidence

Submitting the application

Submitting the evidence

Monitoring the case

Filing appeals if the application is rejected

Attending the hearing if a case goes to an administrative law judge

This is just a brief summary of activities that can be involved with a Social Security disability benefits application.

The process can be overwhelming, and Allsup takes on the burden for people with disabilities, so they can remain at home and deal with the other challenges they face as a result of their disease, illness or injury.

There are significant benefits to applying for Social Security disability benefit, including:

Increased Monthly Income: Social Security Disability Insurance (SSDI) provides a regular monthly payment. This may also supplement any current disability benefits you are already receiving. It also provides annual cost-of-living increases. A portion of these benefits may be tax free.

Medical Benefits: Regardless of your age, after receiving SSDI benefits for 24 months, you are eligible for Medicare, including Part A (hospital benefits) and Part B (medical benefits).

Prescription Drug Coverage: Once you are entitled to Medicare, you are also eligible for Medicare Part D, the prescription drug plan.

COBRA Extension: If you receive Social Security disability benefits, the length of your COBRA benefits may also be extended an additional 11 months.

Protected Retirement Benefits: Social Security disability entitlement “freezes” Social Security earnings records during your period of disability. Because those years will not be counted when computing future benefits, your Social Security retirement benefits will be higher.

Dependent Benefits: If you receive Social Security disability benefits and you have a dependent under age 18, he or she may also be eligible for benefits.

Return-to-Work Incentives: Social Security will provide you opportunities to return to work while still paying you disability benefits.

Allsup demonstrates true help to people with disabilities through its 97 percent award rate and by receiving the Better Business Bureau Torch Award for excellence in customer service.

Allsup makes the Social Security disability process less confusing, less intimidating and more convenient for people with disabilities.

Communications contact:
Rebecca Ray
r.ray@allsupinc.com
(800) 584-1418, ext. 5065