Dental Insurance Policy Types and Information
Dental insurance is insurance designed to pay a portion of the costs associated with dental care. From cleanings to braces, dental plans help you and your family control the costs of dental care.
In general, a dental insurance plan covers a percentage of the dental charges incurred at a dental office. There are a wide range of coverage options which may include free preventitive services such as teeth cleaning, routine treatments including check ups, hygiene and x-rays, as well as planned treatments such as fillings, root canal work and crowns - also called remedial and restorative treatment.
There are several different types of individual, family, or group dental insurance plans for purchase - some of which may be acquired through an employer, a local licensed insurance agent - broker, or an online web site that is licensed to sell dental insurance products.
Example of Coverage Plans Include:
Dental discount plans
orthodontic insurance
Family dental insurance
Individual dental insurance
Full coverage dental insurance
Supplemental dental insurance
Individual full coverage dental insurance
Group dental insurance coverage
Dental indemnity insurance plan - Gives you free choice of any dentist you want. There may be deductibles and annual maximums with these plans, too.
There is no industry standard annual maximum limitation, deductible, or co-pay. Such coverages and benefit limitations are determined by each insurance company as filed with the department of insurance.
Articles
| Pub. Date | Topic | Author |
|---|---|---|
| 2012-01-05 | Partial Disability or Total Disability | Art Fries, Disability Claim Consultant |
| 2011-10-04 | Disability Insurance for Graduating Resident Doctors | MR Insurance Consultants |
| 2011-06-10 | Malpractice Insurance Reimbursement Rider for Long-Term Disability Customers | Sun Life Financial |
| 2011-06-02 | Individual and Family Dental Insurance Coverage - CIGNA | CIGNA |
| 2011-01-24 | New Voluntary Dental Insurance Policy - Aflac | Aflac |
