Social Security

What is Social Security?

Social security is defined as social insurance as a government-sponsored insurance program that is defined by statute, serves a defined population, and is funded through premiums or taxes paid by or on behalf of participants. Participation is either compulsory or the program is heavily enough subsidized that most eligible individuals choose to participate.

Social security primarily refers to a social insurance program providing social protection, or protection against socially recognized conditions, including poverty, old age, disability, unemployment and others.

Social Protection:

Social insurance - Where people receive benefits or services in recognition of contributions to an insurance scheme. These services typically include provision for retirement pensions, disability insurance, survivor benefits and unemployment insurance.

Income maintenance - Mainly the distribution of cash in the event of interruption of employment, including retirement, disability and unemployment.

Australia:

Social Security, in Australia, refers to a system of social welfare payments provided by Commonwealth Government of Australia. These payments are administered by a Government body named Centrelink. In Australia, most benefits are subject to a means test.

Disability Support Pension - Provides income support for people who suffer a long-term disability, which in the opinion of an assessor they will not recover from in the next two years, and which will render themselves unable to work or participate in a training activity enabling them to work. It is more than you get on Newstart, and is income and assets-tested. However, if you are permanently blind, you can receive DSP without income and assets tests, and without needing to prove any inability to work, etc. DSP can take a while to process, so as a temporary measure claimants are placed on another payment (e.g. Newstart with a medical certificate to cover the activity tests) while the payment is being assessed; once granted it is backdated to the claim date at the higher DSP rate.

Canada:

The Canada Pension Plan (CPP) is a contributory, earnings-related social insurance program. It forms one of the two major components of Canada's public retirement income system, the other component being Old Age Security (OAS). Other parts of Canada's retirement system are private pensions, either employer-sponsored or from tax-free individual savings (known in Canada as a Registered Retirement Savings Plan).

The CPP also provides disability pensions to eligible workers who become disabled in a severe and prolonged fashion, and survivor benefits to survivors of workers who die before begin receiving retirement benefits. If an application for disability pension is denied, an appeal can be made for reconsideration, and then to the Canada Pension Plan / Old Age Security Review Tribunals or Pension Appeals Boards (POA).

United Kingdom:

The Department for Work and Pensions (or DWP) is the largest government department in the Government of the United Kingdom, created on June 8, 2001, from the merger of the employment part of the Department for Education and Employment and the Department of Social Security. It is currently headed by the Secretary of State for Work and Pensions, a Cabinet position.

Disability Living Allowance - Referred to as DLA - is a tax-free benefit for children and adults who need help with personal care or have walking difficulties because they are physically or mentally disabled. The Department for Work and Pensions (DWP) run a telephone helpline giving information on benefits for sick and disabled people, their representatives and carers. This is called the Benefits Enquiry Line (BEL). In England, Wales and Scotland, you can contact the Benefits Enquiry Line on: 0800 88 22 00 or Textphone: 0800 24 33 55.

United States:

Social Security in the United States currently refers to the federal Old-Age, Survivors, and Disability Insurance (OASDI) program. U.S. Social Security is a social insurance program funded through dedicated payroll taxes called Federal Insurance Contributions Act (FICA). Tax deposits are formally entrusted to Federal Old-Age and Survivors Insurance Trust Fund, or Federal Disability Insurance Trust Fund, Federal Hospital Insurance Trust Fund or the Federal Supplementary Medical Insurance Trust Fund.

US Social Security Disability - A worker who has worked long enough and recently enough (based on "quarters of coverage" within the recent past) to be covered can receive disability benefits. These benefits start after five full calendar months of disability, regardless of his or her age. The eligibility formula requires a certain number of credits (based on earnings) to have been earned overall, and a certain number within the ten years immediately preceding the disability, but with more-lenient provisions for younger workers who become disabled before having had a chance to compile a long earnings history.

Disability Social Security

Information Regarding Social Security

Accenture Report Recommends New Approaches to Help Human and Social Service Agencies - A new report from Accenture (NYSE: ACN) questions practices of traditional social security systems, which have centered largely on poverty alleviation, and emphasizes the need to tackle multiple disadvantages that are isolating people from society.

Going to a Disability Hearing Alone is Risky - In the event that the administrative law judge decides to have a vocational expert (VE) present at your hearing, you will most certainly need a seasoned disability lawyer at your side. This is because the sole purpose of a vocational expert is to provide the judge with a list of jobs available in the national economy that someone with your qualifications should be able to perform.

Chronic Illness is a Disability - Many people who are disabled due to a chronic illness feel that the social security definition of disability does not cover them and point out that the definition of disability found in most dictionaries state it is "the condition of being unable to perform as a consequence of physical or mental unfitness".

Link to "Social Security Disability Information" - http://www.disabled-world.com/disability/social-security/