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Loan Repayment Calculator: Personal Loans, Mortgages, Repayments

Ian C. Langtree - Writer/Editor for Disabled World (DW)
Published: 2017/12/12 - Updated: 2025/03/02
Publication Type: Charts, Graphs, Tables
Category Topic: Medical Calculators and Charts - Publications List

Page Content: Synopsis - Introduction - Main - Insights, Updates

Synopsis: This resource provides a comprehensive loan repayment calculator designed to assist users in determining monthly payments for mortgages, car loans, and personal loans. By inputting loan details such as principal amount, interest rate, and amortization period, users can generate detailed amortization tables outlining total interest and overall repayment amounts over the loan's term. It provides a straightforward calculator to estimate monthly payments for mortgages, car loans, and personal loans, along with amortization schedules to break down total interest and principal over time. It's especially helpful for people managing tight budgets or those new to borrowing, as it simplifies complex financial decisions with clear, easy-to-understand results. While not specifically aimed at any one group, its clarity and accessibility make it useful for seniors or individuals with disabilities who might need extra support in navigating financial commitments - Disabled World (DW).

Introduction

Thinking of borrowing money to purchase a home or car and want to know how much it will cost you in total? How much your loan repayments will be? Or want to know the amount of interest you will end up paying on a loan?

Main Content

Our loan amortizer helps you calculate interest rate, loan or mortgage amounts, number of payments, periodic payment amount and other loan calculations instantly. Simply enter the details of the loan in the calculator below and find out all the figures and more.

You can easily create comparison scenarios to suit your budget. You can also use the loan calculator to find out how much you can afford to borrow from the bank, finance company or your lending institution by trying different principle sums and seeing what your weekly or monthly repayments will be. The calculator can also be useful for people with current active loans wishing to see by how much they would need to increase their re-payments to pay off a loan quicker.

To use the Amortization Calculator simply input:

The calculation shows you amortization tables with complete mortgage amortization schedules for the loan showing total interest and total amount paid over the term of the loan.

NOTE: The results of this loan payment calculator are for comparison purposes only. This calculator is to be considered as a guide to your home, car, or other loan re-payments please consult your lending institution or financial adviser before making any decisions.

Loan Calculator
Loan Amount:
Number of Payments:
Annual Interest Rate: (ex. 8.5% = 8.5)



You can print these repayment details by using the print button at the top right of the page.

How Much Down Payment Do I need to Buy a House or Car?

Down payment - or deposit - is a term used for the purchase of items such as a new car or a house. The down payment is the upfront portion of the total price, and it is usually given in cash at the time of finalizing the transaction. A loan is then required to make up the difference of the full car or house price. Here are some facts on loan down payments or deposits:

Questions the Bank May Ask When Applying for a Home Loan

Insights, Analysis, and Developments

Editorial Note: Tools like this loan repayment calculator cut through the fog of percentages and terms, giving clarity to those who need it most, whether they're buying a first home or managing unexpected expenses. While financial calculators can offer valuable insights, it's important to remember that personal circumstances vary greatly. Users should consider consulting with financial advisors or disability specialists to tailor these estimates to their unique situations and ensure they're maximizing available benefits and support - Disabled World (DW).

Author Credentials: Ian is an Australian-born writer, editor, and advocate who currently resides in Montreal, Canada. He is the founder and Editor-in-Chief of Disabled World, a leading resource for news and information on disability issues. With a global perspective shaped by years of travel and lived experience, Ian is a committed proponent of the Social Model of Disability-a transformative framework developed by disabled activists in the 1970s that emphasizes dismantling societal barriers rather than focusing solely on individual impairments. His work reflects a deep commitment to disability rights, accessibility, and social inclusion. To learn more about Ian's background, expertise, and accomplishments, visit his full biography.

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Citing and References

Founded in 2004, Disabled World (DW) is a leading resource on disabilities, assistive technologies, and accessibility, supporting the disability community. Learn more on our About Us page.

Cite This Page: Disabled World. (2017, December 12 - Last revised: 2025, March 2). Loan Repayment Calculator: Personal Loans, Mortgages, Repayments. Disabled World (DW). Retrieved July 11, 2025 from www.disabled-world.com/calculators-charts/fincalc.php

Permalink: <a href="https://www.disabled-world.com/calculators-charts/fincalc.php">Loan Repayment Calculator: Personal Loans, Mortgages, Repayments</a>: Loan calculator tool helps estimate mortgage, car, and personal loan payments with amortization schedules for better financial planning.

While we strive to provide accurate and up-to-date information, it's important to note that our content is for general informational purposes only. We always recommend consulting qualified healthcare professionals for personalized medical advice. Any 3rd party offering or advertising does not constitute an endorsement.