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Personal Disability Quotient (PDQ) Calculator

  • Published: 2011-01-20 (Revised/Updated 2013-06-02) : The Council for Disability Awareness.
  • Synopsis: The Personal Disability Quotient calculator provides an opportunity to calculate your own chance of experiencing a long term disability from your present age to your likely retirement date.

Main Document

The Personal Disability Quotient calculator provides an opportunity to calculate your own chance of experiencing a long term disability from your present age to your likely retirement date.

The likelihood of you becoming disabled is higher than you probably imagined.

The PDQ is an easy way to calculate your own personal odds and discover what's really at stake.

With so much riding on your ability to earn an income, your PDQ number is a very important number to know.

To use the Personal Disability Quotient calculator just enter your information such as age, height and weight, some brief health history and a little about your work, and the calculator provides a personalized estimate of your risk of future disability.

In addition the calculator also provides some insight into the impact of risk factors like smoking and being overweight.

The Personal Disability Quotient and the PDQ Calculator were developed by the Council for Disability Awareness.

The statistical basis for the PDQ Calculator is the 1985 Commissioners' Individual Disability Tables A and C, Society of Actuaries.

The calculator may be freely accessed at:

www.whatsmypdq.org or by visiting the CDA website at www.disabilitycanhappen.org

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