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Navigating Insurance to Secure a Safe Bed for Your Special-Needs Child

Published: 2017-01-09 - Updated: 2022-09-02
Author: SleepSafe - Contact:
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Synopsis: Article assists parents with special-needs children navigate the medical necessity and insurance maze when it comes to providing a safe bed for their child. Get a prescription for the bed. That's absolutely the first step. While many people find us after doing a lot of research online, most are referred to us by a healthcare specialist who recommends a special-needs bed and writes the prescription for a specific model. Submit a Letter of Medical Necessity (LMN) to your insurance company. This is the essential element of the process and where you need to present your case to the insurance company.

Main Digest

What does it take to keep a child safe at night? While you may have immediately thought about baby monitors and other child-safety devices, those caring for special-needs children must often fight to get insurance companies to cover medically necessary beds. At issue: the cost of providing high-quality beds that take into account a child's specific needs.


"Beds designed for special-needs children must, above all else, be safe. Entrapment and falls are real concerns, especially if these vulnerable children are restless or don't have full control over their body movements," explains Rachel Markwood, a patient advocate for SleepSafe Beds, the pioneer in providing medically prescribed beds for children with special needs, particularly those with physical and cognitive disabilities.

SleepSafe Beds' patented bed systems are providing a better and safer night's sleep for children diagnosed with a wide range of conditions, including such well-known ones as Cerebral Palsy, Autism Spectrum Disorders, Cystic Fibrosis, Rett Syndrome, Muscular Dystrophy, Down Syndrome, Angelman Syndrome, Mitochondrial Disease, Aicardi Syndrome, PCDH19 Epilepsy, MPS III (Sanfilippo syndrome) and Congenital Diaphragmatic Hernia, as well as those dealing with traumatic brain injuries and tracheostomies.

Tips to Help You Select the Right Bed for Your Special Needs Child

Navigating insurance company approval

"Getting insurance companies to approve a special-needs bed is rarely simple and never guaranteed," says Markwood. "It's common for people to be denied by the insurance companies on their first attempt. You could be denied several times. Persistence is generally rewarded. We encourage people to call our office if they need guidance."

Markwood says that SleepSafe Beds has, by necessity and volume, become a trusted resource in this area. The company is nationally recognized for providing high-quality, customized beds for special-needs children.

She adds, "Our staff is on the phones every day assisting parents and therapists who are trying to get insurance approvals. It's an advantage that our products meet and exceed FDA standards. Our bed models are typically covered by private insurance and Medicaid."

A prescription doesn't guarantee insurance company coverage

Markwood stresses that after 15 years in business, the staff has dealt with nearly every insurance-related issue.

"Our office should be on the list of people you call for help. We try to know what works."

She outlines some of the steps that should be taken to navigate the insurance maze:

How to improve your Letter of Medical Necessity

While SleepSafe Beds is prohibited by law from writing Letters of Medical Necessity, the company's experts act as advisors daily. Their guidance provides important insights, including

Helpful examples of Letters of Medical Necessity are available on the SleepSafe Beds website.

*The Food and Drug Administration has identified seven zones of bed entrapment:

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Cite This Page (APA): SleepSafe. (2017, January 9). Navigating Insurance to Secure a Safe Bed for Your Special-Needs Child. Disabled World. Retrieved September 22, 2023 from

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