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We Pay Your Bills - Extend Your Bill Payment Time with BillFloat

  • Published: 2011-03-26 : Author: DW
  • Synopsis: Have an urgent bill that needs paying immediately BillFloat pays your bills for you now and you repay them back later.

Have an urgent bill that needs paying immediately BillFloat pays your bills for you now and you repay them back later.

Having trouble paying bills? In today's economic climate the number of people living from paycheck to check has to be at an all time high and paydays rarely match up with your bill due dates.

U.S. consumers can now make use of a web site called BillFloat to pay a bill and avoid late fees, overdraft charges, service termination, and high cost payday loans. BillFloat was founded in 2009 by a team of experienced financial services entrepreneurs with investment and technology backing from First Round Capital, Venrock and Paypal.

BillFloat offers a unique consumer-centric payments solution through its partnership with recurring billers, and at its website

Ryan Gilbert, BillFloat co-founder and CEO, says: "BillFloat has entered the micro-credit market with a clear focus on delivering the best way for consumers to get ahead of their bill payment obligations. This allows consumers to build and maintain good credit scores and graduate to traditional financial offerings. We will provide consumers relief from the $32 billion in overdraft protection, non-sufficient funds, and late fees that are paid by American families every year."

BillFloat states on their web site that they currently offer support for over 3,500 billers nationwide. They pay your bill directly to the company that is waiting for your payment. You then repay BillFloat back up to 30 days later.

Here's How You Have Your Bills Paid:

Go to the BillFloat website and select one of the 3,500 billers currently in the BillFloat database, ranging from phone, cable and satellite providers to utility, housing, leasing and insurance companies.

Next, indicate how much your bill is and when it needs to be paid, fill out some personal details, and BillFloat will take care of it, for a fee relatively small in comparison to what most banks and short-term lenders tend to charge for time extensions (from $4.99 and upwards per bill depending on how high the amount is). You get more time to see to it you can clear the bill payment, and you can repay the micro-loan in the 30 days following the scheduled payment.

For full information visit the BillFloat website at

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