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Falling Annuity Rates to Lead to More Equity Release Schemes

  • Published: 2010-10-11 : Author: Retirement Solutions Ltd
  • Synopsis: Experts are predicting that poor annuity rates forecasts will lead to an increase in the number of retirees opting for equity release schemes.

Main Document

Experts at Retirement Solutions Ltd are predicting that the poor annuity rates forecasts will most likely lead to an increase in the number of retirees opting for equity release schemes.

The company's Sales Director, Kevin Stelfox, believes that the equity in a home is the only viable way for some people to release much needed funds for retirement, commenting that:

"The fact is, that people retiring today are getting much less for their money than they would have several years ago. Retirement finances are as tight as they have ever been and annuity rates are expected to continue to fall for another five years. The equity locked in the home is, for a growing number of retirees, the only feasible means of releasing some much needed money."

Kevin Stelfox has previously spoken out against equity release critics and adds,

"Equity release is by no means a perfect solution. It will result in your home leaving the family. But it's entirely unrealistic in today's economic climate to expect that everyone can have both their home and a comfortable retirement with no money worries. What equity release does do, is enables you to release money from your home and continue to live in it for as long as you live or until, if applicable, you move into a care home."

For independent help and advice on the best annuity rates for you, visit annuityrates.co.uk or call +44(0)800 644 6021.

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