Mountain Trike Financing: 0% Finance for All-Terrain Chairs

Author: Mountain Trike Company
Published: 26 Mar 2017 - Updated: 7 Sep 2026
Publication Type: Product Release, Update

Table of Contents:
Synopsis - Definition - Overview - FAQs - Insights, Updates - Related Content

Synopsis

This product announcement details the availability of financing packages for Mountain Trike all-terrain wheelchairs through their authorized partner Divido. The information is particularly useful for wheelchair users seeking outdoor mobility solutions but facing cost barriers, as it outlines practical payment options including 0% interest rates and flexible monthly installments starting at approximately £91.56 over 24 months. The content draws authority from direct quotes by Tim Morgan, Managing Director of Mountain Trike Company, and features a real customer testimonial from Mrs. Keyworth, whose daughter Lucy successfully obtained a Mountain Trike in time for a school trip using the financing option. The announcement addresses a genuine barrier many people with disabilities encounter when trying to access specialized mobility equipment - upfront costs that exceed available funds even when charity fundraising or grants aren't viable options.*

At a Glance

• 1 - Payments can be settled early or through fundraising. This flexibility lets buyers accelerate their plan without penalty.
• 2 - Monthly payments start at around £91.56 over 24 months. This applies once the 50% deposit has been paid.
• 3 - Finance partner Divido is authorized and regulated by the Financial Conduct Authority. This oversight gives customers a safe and accountable lending process.
• 4 - One customer, Lucy Keyworth, received her Trike in time for a school trip only eight weeks away. Her Divido application was approved and sorted within 30 minutes.

Topic Definition

Mountain Trike Financing

Mountain Trike financing is a payment arrangement that lets buyers spread the cost of an all-terrain wheelchair over time rather than paying the full amount upfront. Offered through Mountain Trike's lending partner Divido, a provider authorized and regulated by the Financial Conduct Authority, the scheme covers the company's high-end outdoor mobility products. Customers typically place a 50% deposit and then make low monthly installments, with several 0% interest packages available in the UK. The approach is built around choice and control, so a person can keep to a fixed schedule, pay the balance off sooner, or combine installments with charity grants or personal fundraising. In practical terms, it removes the upfront cost barrier that often stands between wheelchair users and the specialized equipment they need.

Overview

The Mountain Trike Company who produce high-end all terrain wheelchairs have been working hard to find suitable finance packages for their customers to help with the buying process of their all-terrain products. Finance packages are now available through their finance partner Divido which offer flexibility and ease of use.

Talking about the new finance packages, Tim Morgan, Managing Directer at the Mountain Trike Company, says;

"From the feedback we receive from our customers we know how life changing our all terrain wheelchairs can be, but sometimes the biggest barrier is finding the funding for them. We know there are options available to help with the purchase of mobility equipment such as charity funding or self-fund raising, but because this isn't an option for everyone we have been working hard to find a suitable, safe and viable finance scheme that offers flexibility and ease of use."

I'm really pleased that we can now offer customers the option to purchase our products through our finance partner Divido, who provide financial services authorised and regulated by the financial conduct authority.

The process is very simple and flexible, its also great that the packages are available at 0% finance with low monthly payments. For instance customers can pay £91.56 a month over 24 months for a Mountain Trike, (providing they have paid the 50% deposit), but the flexibility of payments means that if customers want to go on and raise funds or are able to pay the full amount earlier then this can be done.

We have already received really positive feedback from customers who have made purchases through the scheme. Its really great news that we can now offer this service as an option for our customers.

Mrs Keyworth from Stockport had recently arranged for a demo of the Mountain Trike for her daughter, Lucy, who was due to be going on a school trip, but needed an outdoor wheelchair. Mrs Keyworth says;

"As soon as Lucy tried the Mountain Trike, we knew immediately that it would be more than adequate for Lucy's school trip. The Mountain Trike is so strong, sturdy and Lucy felt safe. Its a high-end piece of kit and we knew that finding the money in time would be difficult - 8 weeks until the school trip! Tim mentioned the various finance packages available on the Mountain Trike and helped outline the pricing options. Once we'd agreed the best package for us I was sent a link to complete the application process with Divido, it was approved and sorted within 30 minutes - really easy and simple process."

"Once I'd paid the deposit to Mountain Trike confirmation of the build of Lucy's Trike was given and she received it in time for her trip, which wouldn't have been possible without the finance package. The best bit is that Lucy plans on some fundraising activities so its great that there is flexibility with payments too. For such a high-end purchase and a need for the product I wouldn't hesitate in recommending the finance schemes available with Mountain Trike through their partner Divido."

There are several 0% finance packages available to customers in the UK for the Mountain Trike products.

Frequently Asked Questions

NOTE: Researched FAQs by Disabled World (DW)

What is a Mountain Trike

A Mountain Trike is a high-end all-terrain wheelchair designed for outdoor use over rough ground such as grass, gravel, mud, and trails. It is built to be strong and sturdy so users can access outdoor environments a standard wheelchair cannot handle.

Who provides the finance for Mountain Trike products

Finance is provided through Mountain Trike's partner Divido, a lender authorized and regulated by the Financial Conduct Authority in the UK. This regulation means the lending process is overseen for safety and accountability.

Is the Mountain Trike finance available outside the UK

The 0% finance packages described are offered to customers in the UK. Buyers in other countries should contact Mountain Trike directly to ask about available payment or shipping options for their region.

How long does the finance application take to approve

According to a customer account, the Divido application was approved and completed within about 30 minutes. Applicants receive a link to complete the process online after agreeing on a package.

What deposit is required for Mountain Trike finance

Customers generally pay a 50% deposit before the balance is spread across monthly installments. Building of the wheelchair is confirmed once the deposit has been paid.

Can I pay off the Mountain Trike finance early

Yes, the scheme is designed with flexible payments so customers can clear the balance sooner if they choose. Buyers can also raise funds separately and apply that money toward the outstanding amount.

Can I combine finance with charity grants or fundraising

Yes, the payment structure allows customers to blend monthly installments with charitable funding or personal fundraising activities. This lets people use more than one funding route toward the same purchase.

What happens after I pay the deposit on a Mountain Trike

Once the deposit is paid, Mountain Trike confirms the build of the wheelchair and begins manufacturing it. The chair is then delivered to the customer, as happened with Lucy Keyworth ahead of her school trip.

Insights, Analysis, and Developments

Editorial Note: The introduction of flexible financing for specialized mobility equipment represents a significant shift in how adaptive technology becomes accessible to those who need it most. While grants and charitable support remain valuable resources, they often involve lengthy application processes and uncertain outcomes that don't align with immediate needs - like a school trip just weeks away. By partnering with a Financial Conduct Authority-regulated provider, Mountain Trike has created a pathway that respects both the financial realities families face and the dignity of making purchasing decisions on their own terms. The option to accelerate payments through fundraising activities preserves the entrepreneurial spirit many disability advocates embrace while removing the pressure of immediate full payment. As adaptive equipment continues to advance in quality and capability, financing models like these may well determine whether innovation reaches the people whose lives it could genuinely transform.*

Attribution/Source(s): This quality-reviewed publication was selected for publishing by the editors of Disabled World (DW) due to its relevance to the disability community. Originally authored by Mountain Trike Company and published on 26 Mar 2017, this content may have been edited for style, clarity, or brevity.

* Editorial additions by Ian C. Langtree.