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U.S. Veterans Affairs (VA) Home Loans Amount by County for 2014

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  • Synopsis: Published: 2014-01-26 - Chart showing county home loan amounts guaranteed by the U.S. Department of Veterans Affairs for 2014. For further information pertaining to this article contact: Disabled World.

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"The VA loan allows veterans 103.15% financing without private mortgage insurance or a 20 per cent second mortgage and up to $6,000 for energy efficient improvements."

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders such as banks and mortgage companies. Loans backed by the U.S. Department of Veterans Affairs (VA loans) can be an excellent opportunity to purchase your own home with little or no money down.

The Department of Veterans Affairs (VA) Loan Guaranty program does not set a maximum amount that an eligible Veteran may borrow using a VA guaranteed loan. Lenders may make loans to Veterans greater than the maximum county loan limit; however, lenders may require Veterans to make a down-payment for the amount borrowed in excess of the applicable county loan limit.

The VA loan allows veterans 103.15% financing without private mortgage insurance or a 20 per cent second mortgage and up to $6,000 for energy efficient improvements.

The standard maximum loan amount for 2014 is $417,000. However, higher cost areas around the country have higher maximum loan amounts ranging from $418,750 to $1,094,692. Effective January 1, 2014 the following counties in the table below have loan limits greater than the standard VA loan limit of $417,000.

Further questions about VA loans in a particular county may be directed to the VA Regional Loan Center of jurisdiction (See contact details below the chart.).

NOTE: For all counties NOT listed below, the current loan limit is $417,000.

STATECOUNTY2014 VA LIMITRegional Loan Center
AKALEUTIANS EAST$625,500DENVER
AKALEUTIANS WEST$625,500DENVER
AKANCHORAGE$625,500DENVER
AKBETHEL$625,500DENVER
AKBRISTOL BAY$625,500DENVER
AKDENALI$625,500DENVER
AKDILLINGHAM$625,500DENVER
AKFAIRBANKS NORTH$625,500DENVER
AKHAINES$625,500DENVER
AKHOONAH-ANGOON$625,500DENVER
AKJUNEAU$625,500DENVER
AKKENAI PENINSULA$625,500DENVER
AKKETCHIKAN GATEWAY$625,500DENVER
AKKODIAK ISLAND$625,500DENVER
AKLAKE AND PENINSULA$625,500DENVER
AKMATANUSKA-SUSITNA$625,500DENVER
AKNOME$625,500DENVER
AKNORTHWEST ARCTIC$625,500DENVER
AKNORTH SLOPE$625,500DENVER
AKST. PETERSBURG$625,500DENVER
AKPRINCE OF WALES-HYDER$625,500DENVER
AKSITKA$625,500DENVER
AKSKAGWAY MUNICIPALITY$625,500DENVER
AKSOUTHEAST FAIRBANKS$625,500DENVER
AKVALDEZ-CORDOVA$625,500DENVER
AKWADE HAMPTON$625,500DENVER
AKWRANGELL CITY/BOROUGH$625,500DENVER
AKYAKUTAT CITY$625,500DENVER
AKYUKON-KOYUKUK$625,500DENVER
CAALAMEDA$1,050,000PHOENIX
CACONTRA COSTA$1,050,000PHOENIX
CAEL DORADO$437,500PHOENIX
CALOS ANGELES$687,500PHOENIX
CAMARIN$1,050,000PHOENIX
CAMONTEREY$500,000PHOENIX
CANAPA$575,000PHOENIX
CAORANGE$687,500PHOENIX
CAPLACER$437,500PHOENIX
CASAN BENITO$827,500PHOENIX
CASAN DIEGO$527,500PHOENIX
CASAN FRANCISCO$1,050,000PHOENIX
CASAN LUIS OBISPO$518,750PHOENIX
CASAN MATEO$1,050,000PHOENIX
CASANTA BARBARA$643,750PHOENIX
CASANTA CLARA$827,500PHOENIX
CASANTA CRUZ$681,250PHOENIX
CASONOMA$500,000PHOENIX
CAVENTURA$556,250PHOENIX
CAYOLO$437,500PHOENIX
COADAMS$425,000DENVER
COARAPAHOE$425,000DENVER
COBOULDER$422,500DENVER
COBROOMFIELD$425,000DENVER
COCLEAR CREEK$425,000DENVER
CODENVER$425,000DENVER
CODOUGLAS$425,000DENVER
COEAGLE$587,500DENVER
COELBERT$425,000DENVER
COGARFIELD$781,250DENVER
COGILPIN$425,000DENVER
COJEFFERSON$425,000DENVER
COPARK$425,000DENVER
COPITKIN$781,250DENVER
COROUTT$423,750DENVER
COSUMMIT$462,500DENVER
CTFAIRFIELD$556,250CLEVELAND
DCDISTRICT OF COLUMBIA$692,500ROANOKE
FLMONROE COUNTY$437,500ST. PETERSBURG
GUGUAM$625,500HONOLULU
HIHAWAII$625,500HONOLULU
HIHONOLULU$750,000HONOLULU
HIKALAWAO$625,500HONOLULU
HIKAUAI$625,500HONOLULU
HIMAUI$625,500HONOLULU
IDTETON$630,000DENVER
MADUKES$715,000CLEVELAND
MAESSEX$511,250CLEVELAND
MAMIDDLESEX$511,250CLEVELAND
MANANTUCKET$1,094,625CLEVELAND
MANORFOLK$511,250CLEVELAND
MAPLYMOUTH$511,250CLEVELAND
MASUFFOLK$511,250CLEVELAND
MDANNE ARUNDEL$500,000ROANOKE
MDBALTIMORE$500,000ROANOKE
MDCALVERT$692,500ROANOKE
MDCARROLL$500,000ROANOKE
MDCHARLES$692,500ROANOKE
MDFREDERICK$692,500ROANOKE
MDHARFORD$500,000ROANOKE
MDHOWARD$500,000ROANOKE
MDMONTGOMERY$692,500ROANOKE
MDPRINCE GEORGE'S$692,500ROANOKE
MDQUEEN ANNE'S$500,000ROANOKE
MPANA ISLANDS$418,750ST. PETERSBURG
NHROCKINGHAM$511,250CLEVELAND
NHSTRAFFORD$511,250CLEVELAND
NJBERGEN$978,750CLEVELAND
NJESSEX$978,750CLEVELAND
NJHUDSON$978,750CLEVELAND
NJHUNTERDON$978,750CLEVELAND
NJMIDDLESEX$978,750CLEVELAND
NJMONMOUTH$978,750CLEVELAND
NJMORRIS$978,750CLEVELAND
NJOCEAN$978,750CLEVELAND
NJPASSAIC$978,750CLEVELAND
NJSOMERSET$978,750CLEVELAND
NJSUSSEX$978,750CLEVELAND
NJUNION$978,750CLEVELAND
NYBRONX$978,750CLEVELAND
NYKINGS$978,750CLEVELAND
NYNASSAU$978,750CLEVELAND
NYNEW YORK$978,750CLEVELAND
NYORANGE$978,750CLEVELAND
NYPUTNAM$978,750CLEVELAND
NYQUEENS$978,750CLEVELAND
NYRICHMOND$978,750CLEVELAND
NYROCKLAND$978,750CLEVELAND
NYSUFFOLK$978,750CLEVELAND
NYWESTCHESTER$978,750CLEVELAND
PAPIKE$978,750CLEVELAND
RIBRISTOL$431,250CLEVELAND
RIKENT$431,250CLEVELAND
RINEWPORT$431,250CLEVELAND
RIPROVIDENCE$431,250CLEVELAND
RIWASHINGTON$431,250CLEVELAND
TNCANNON$417,500ROANOKE
TNCHEATHAM$417,500ROANOKE
TNDAVIDSON$417,500ROANOKE
TNDICKSON$417,500ROANOKE
TNHICKMAN$417,500ROANOKE
TNMACON$417,500ROANOKE
TNMAURY$417,500ROANOKE
TNROBERTSON$417,500ROANOKE
TNRUTHERFORD$417,500ROANOKE
TNSMITH$417,500ROANOKE
TNSUMNER$417,500ROANOKE
TNWILLIAMSON$417,500ROANOKE
TNWILSON$417,500ROANOKE
UTSUMMIT$606,250DENVER
VAALEXANDRIA$692,500ROANOKE
VAARLINGTON$692,500ROANOKE
VACLARKE$692,500ROANOKE
VACULPEPPER$692,500ROANOKE
VAFAIRFAX COUNTY$692,500ROANOKE
VAFAIRFAX CITY$692,500ROANOKE
VAFALLS CHURCH$692,500ROANOKE
VAFAUQUIER$692,500ROANOKE
VAFREDERICKSBURG$692,500ROANOKE
VALANCASTER$475,000ROANOKE
VALOUDUON$692,500ROANOKE
VAMANASSAS CITY$692,500ROANOKE
VAMANASSAS PARK$692,500ROANOKE
VAPRINCE WILLIAM$692,500ROANOKE
VARAPPAHANNOCK$692,500ROANOKE
VASPOTSYLVANIA$692,500ROANOKE
VASTAFFORD$692,500ROANOKE
VAWARREN$692,500ROANOKE
VIST. CROIX$625,500ST. PETERSBURG
VIST. JOHN$625,500ST. PETERSBURG
VIST. THOMAS$625,500ST. PETERSBURG
WAKING$500,000DENVER
WAPIERCE$500,000DENVER
WASAN JUAN$425,000DENVER
WASNOHOMISH$505,000DENVER
WVJEFFERSON$692,500ROANOKE
WYTETON$630,000DENVER

VA Regional Loan Center Contact Details:

  • Cleveland -Department of Veterans Affairs, VA Regional Loan Center, 1240 East Ninth Street, Cleveland, OH 44199 - www.vba.va.gov/ro/cleveland/index1.htm
  • Denver -Department of Veterans Affairs VA Regional Loan Center, 155 Van Gordon Street Lakewood, CO 80228 - www.vba.va.gov/ro/denver/loan/lgy.htm
  • Honolulu -Department of Veterans Affairs VA Regional Office Loan Guaranty Division, 459 Patterson Rd. Honolulu, HI 96819 - www.vba.va.gov/ro/honolulu/LGY/Loan_Guaranty.html
  • Phoenix -Department of Veterans Affairs VA Regional Loan Center, 3333 N. Central Avenue Phoenix, AZ 85012-2402 - www.vba.va.gov/ro/phoenixlgy/
  • Roanoke -Department of Veterans Affairs VA Regional Loan Center, 210 First Street Roanoke, VA 24011 - www.vba.va.gov/ro/roanoke/rlc
  • St. Petersburg -VA Regional Loan Center, 9500 Bay Pines Blvd. St. Petersburg, FL 33708 - www.vba.va.gov/ro/south/spete/rlc/index.htm

For further information on VA Home Loans visit www.military.com/money/va-loans/home-purchase/faqs-on-va-home-loans.html



Related:

  1. Home Loan Calculator for Mortgages - Thinking of borrowing money to purchase a home or car and want to know roughly how much it will cost you in total or how much your loan repayments will be
  2. Total Mortgage Services, LLC (Aug 15, 2012). Guide to Home Buying for People with Disabilities
    https://www.disabled-world.com/disability/housing/house-purchase.php
  3. Disabled World (Feb 06, 2009). US Veteran Home Loans and Tax Benefits
    https://www.disabled-world.com/disability/finance/veteran-home-loans.php

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