Disability Housing: Home Loans, Rentals, and Fair Housing: Publications and Documents
Summary
The Disabled World collection of housing-related articles and papers covers accessible living solutions, home modifications, grants, and legal rights. Topics range from smart home technology for individuals with mobility challenges to affordable housing programs for seniors. Some publications provide practical advice, while others offer research-backed insights or peer-reviewed studies. There are practical guides from government housing programs like Section 504 to in-depth articles on accessibility challenges and discrimination in rentals. You'll find topics like home modification costs, home buying, financial aid, home loans, veteran housing benefits, and legal rights under the Fair Housing Act. These resources help individuals, families, caregivers, and professionals stay informed about inclusive housing options, assistive technology, and policies that impact daily living and independence.Searching the Database
The data table below lists items that may have been updated or revised, but the table defaults to sorting by descending publication date; you can search and sort by clicking column headers (JavaScript required). Items in this category are also distributed via our Disability Housing: Home Loans, Rentals, and Fair Housing RSS feed.
| Title and Description | Ed | Publish Revised |
|---|---|---|
| Can People with Disabilities Get a Mortgage in New York? How disabled New Yorkers can qualify for a mortgage, with 2023 income data, median home prices, SSDI lending rates, and federal disability loan programs. | ✓ ✓ | |
| The Tax Trap: How Seniors Lose the Homes They Paid For The crisis forcing elderly homeowners from paid-off properties: escalating taxes, meager Social Security, and why reverse mortgages often backfire badly. | ✓ ✓ | |
| How to Change the Housing Market for People with Disabilities Article examines lack of accessible housing and proposes changes to building codes to improve affordability and functionality for people with disabilities. | ✓ ✓ | |
| U.S. Housing Crisis Driven by Lack of Affordable Options, Not Overall Supply Research findings suggest that addressing housing prices and low incomes are more urgently needed to address housing affordability issues than simply building more homes. | ||
| Disability Housing in New York City - Costs and Barriers How people with disabilities in New York City face rising housing costs, poor housing quality, and higher poverty rates compared to non-disabled residents. | ✓ ✓ | |
| HUD $212 Million Funding to Enhance Accessible Housing for Disabled Funding enables the creation and revitalization of accessible housing, assisting individuals with disabilities of low and extremely low income. | ✓ ✓ | |
| FEMA Climate Change Home Buyout Program Not Sustainable The Hazard Mitigation Grant Program has bought over 43,000 homes since 1989, usually after a presidential disaster declaration, to reduce flood insurance liability and turn properties into green space. | ||
| DOJ Settlement with Bank of America to Resolve Claims of Disability Discrimination and Compensate Victims Complaint alleges that the Bank of America refused to issue mortgages to individuals who are under guardianships. | ||
| HALO Home Adaptation Loans for Disabled and Seniors Florida program offers 5-7% interest home adaptation loans for disabled homeowners and seniors based on repayment ability, not credit scores. | ✓ ✓ | |
| Luna Azul - First For-Sale U.S. Residential Community for Adults with Special Needs The community is suitable for adults with disabilities, providing them and others convenient access to services, vocational opportunities and urban amenities. | ||
| Housing and Disabled People: Britains Hidden Crisis Call for governments to take urgent action to make all new houses adaptable and accessible, as 365,000 disabled people say their home is not suitable for their needs. | ||
| The Enormous Impact of Home Evictions on Mental Health Research demonstrates people evicted from their homes suffer very high levels of anxiety, PTSD, and depression. | ||
| Innovative Affordable Housing Ideas Highlighted at GHF UN Convocation Global Housing Foundation United Nations Convocation program focused on development of housing for the working poor. | ||
| DOJ Files Complaint Against City of LA and CRA/LA Alleging They Fraudulently Obtained Millions in Housing Grants for Disabled Complaint against city of LA and former redevelopment agency to recover millions of federal grant dollars allegedly obtained by making false promises to provide housing to persons with disability. | ||
| Is Buying a House Cheaper Than Renting? Information including facts and figures on purchasing a house versus renting a property with example statistics in various U.S. cities. | ✓ ✓ | |
| Down Payment Main Obstacle for Renters Buying a House Almost 70 percent of renters in 20 U.S. metros say coming up with the down payment is holding them back from homeownership. | ||
| Trump Budget Proposes $6B Cut to Department of Housing and Urban Development (HUD) 2018 budget proposes sharp increases to defense spending along with corresponding cuts to scores of non-defense discretionary programs. | ||
| Housing Hardship Assistance and Property Tax Foreclosures Foundation helps preserve homeownership for elderly, disabled or military veteran homeowners who qualify for hardship assistance to avoid property tax foreclosure. | ||
| Equity Residential and Equal Rights Center Agreement on Accessible Housing for People with Disabilities Equity Residential agreement with the Equal Rights Center with respect to accessible housing for people with disabilities in Equity Residential communities. | ||
| Student Loans and High Rent Prices Weigh on Homeownership New survey from NeighborWorks America shows how student loans and high rent prices weigh on homeownership. | ||
| Tiny House Villages: Benefits and Challenges A challenge with tiny houses is finding places to put them as zoning laws dictate where you can or cannot put a house, and how you define a tiny house dictates where you can put it. | ||
| U.S. Federal Court Rules Properties Must Be Accessible to Disabled Before Occupancy Ruling ensures persons with disability have access to same level of accessible housing as people without disabilities. | ||
| Is HUD Housing Affordable Study evaluates affordability of U.S. Department of Housing and Urban Development (HUD) Section 8 Multifamily recipients. | ||
| Helping Seniors and Disabled Live Where They Choose Wolf administration to provide loans to help seniors and those with disabilities in Pennsylvania to live where they choose. | ||
| HUD Policy and Guidelines Regarding Criminal History Discrimination Policy and guidance regarding criminal history information as part of tenants in public housing facilities vetting process. | ||
| #DayForTheBrave: Housing Essentials for Homeless Veterans Crowd-funding Initiative Supporting veterans experiencing homelessness in America as part of the #DayForTheBrave campaign. | ||
| Cottage Home Communities for Disabled Adults ECC Management plans to build more cottage homes with the goal of providing a new housing option for adults with disabilities. | ||
| Landlords and Rentals Disparate Impact Amendment Recent action by congress limiting use of disparate impact may affect landlords and rentals. | ||
| Searching for a Needle in Loch Ness Looking for a house with wheelchair access is very much like looking for a needle in Loch Ness. | ||
| NY Direct Access & Housing Employment Application for People with Disabilities Housing and employment database to identify housing and employment vacancies directly to the recipient of services. | ||
| $8.5M to Pennsylvania for Homes and Services to Low-Income with Disability Pennsylvania receives $8.5 million HUD award to provide permanent homes and services to low-income individuals with disabilities. | ||
| Texas Department of Housing and Community Affairs v. Inclusive Communities Project, Inc. Statement from the Texas Apartment Association Regarding Texas Department of Housing and Community Affairs v. Inclusive Communities Project, Inc.. | ||
| Veteran Receives New Home in Mesa, Arizona Taylor Morrison, builder and developer in North America, has handed over keys to newly built Home for Our Troops house. | ||
| Disability Housing Nonprofit Awarded $10K Grant Accessible Housing Austin assists people with disabilities including adults and children with mobility, visual, and other physical and emotional disability. | ||
| Affordable Housing Grant Helps Low Income Borrowers with Disabilities The HOYO program has received numerous accolades for its success in working with the special-needs population. | ||
| Department of Veterans Affairs Guarantees its 21 Millionth Home Loan VA has guaranteed 21 million home loans since the Home Loan Guaranty program was established as part of the Service-mens Readjustment Act of 1944. | ||
| $40 Million in Supportive Housing Awards for NY Governor Andrew M. Cuomo today announced more than $40 million in funding for supportive housing projects to help homeless and low-income New Yorkers. | ||
| The Cost of Downsizing to a Smaller House Article looks at the hidden financial costs of downsizing to a smaller home or condo for senior retirement. | ||
| Navigating Homeownership: A Disability Perspective on Moving from Apartment to House An insightful personal narrative detailing the challenges and considerations of transitioning from apartment living to homeownership for individuals with disabilities. | ✓ ✓ | |
| Navigating Homeownership: A Veteran's VA and CFHA Loan Challenges A personal experience and comparison between a CFHA home loan and Veteran Affairs housing loans. | ✓ ✓ | |
| Sequestration Impact Slams Housing Authorities Nationwide HACSC confirms negative impact on agency programs serving low-income veterans, seniors, the disabled, families with children and formerly homeless in Santa Clara County. | ||
| Reverse Mortgages for Seniors: HECM Saver vs. HECM Standard A reverse mortgage is like a regular mortgage in terms of it is a loan secured by real estate as collateral. | ||
| Hud and HHS to Provide Housing and Services to Low-income with Disabilities To prevent people with disabilities from experiencing homelessness or institutionalization HUD and HHS announce funding for state housing agencies for rental assistance to extremely low-income persons with disabilities. | ||
| NeighborWorks of Pueblo: Revitalizing Neighborhoods and Assisting Families NeighborWorks of Pueblo is a private nonprofit organization with the goal of assisting families with home-ownership. | ||
| VA Home Buying Process Experience Insights into the VA home-buying process for veterans and individuals with disabilities, emphasizing financial assessment, credit importance, and networking. | ✓ ✓ | |
| Zombie Homeowner Titles: When Banks Never Complete Foreclosure Leaving You Liable Homeowners are discovering the bank never completed foreclosure and they still own the homes and accompanying tax and other problems. | ||
| Reverse Mortgages: Using Your Home to Stay at Home Explore how reverse mortgages allow seniors to convert home equity into cash, promoting financial independence while aging in place. | ✓ ✓ | |
| HERO Alliance: Home-ownership Assistance in Colorado The HERO Alliance is a nonprofit organization providing people with disabilities seeking home-ownership in Colorado with resources, education, and assistance. | ||
| Home Purchase or Rent: Pros and Cons Comparison Guide to home buying for people with disabilities: mortgage tips, accessibility advice, and resources for seniors and disabled individuals seeking homeownership. | ✓ ✓ | |
| Right to Peaceful Accessible Apartment Living Rights of people with disabilities seniors and tenants when living with noisy neighbors from hell situation. | ||
| Rebuilding Together: Safe and Healthy Homes Rebuilding Together provides critical repairs energy efficient upgrades and accessibility modifications to low-income homes and community centers at no cost to those receiving the services. | ||
| Senior Housing Guide: Assisted Living Options Comprehensive senior housing guide provides information you need to make an educated decision on the right senior living option for your loved one. | ||
| Home Buying and Mortgage Guide for People with Disabilities Comprehensive guide on home buying for people with disabilities covering mortgage types, buyers rights, resources, and bank loan processes. | ✓ ✓ | |
| Avoiding Mortage Foreclosure: New Rules Proposed rules to help homeowners get better information from mortgage services and possibly avoid foreclosure. | ||
| Housing and Care Options for Seniors and Disabled Understanding of some of the options available to look for ways to ensure seniors can remain living in their own homes as independently as possible. | ||
| UK Social Sector Tenants Will Be Responsible for Paying Landlords Direct Demonstration Projects are being set up to trial direct payments to UK Housing Benefit claimants living in social sector housing. | ||
| HUD Effort To End Housing Discrimination HUD is resolving individual housing discrimination complaints faster and launching investigations on behalf of discrimination victims where no one has filed a complaint. | ||
| $235 Million in Property Tax and Rent Rebates to Seniors and Disabled More than 498000 senior homeowners renters and people with disabilities will be issued rebates totaling $234.2 million starting July 1 through the Property Tax/Rent Rebate Program. | ||
| Renters Rights: Apartment Association Apartment Association has created a Renter's Bill of Rights in order to educate the public on renters rights and landlords responsibilities. | ||
| Future of the Disability Housing Market People living with disabilities often face challenges trying to find affordable accessible housing. | ||
| CitiMortgage to Reduce Mortgage Payments for Veterans with Disability Disabled Veterans Mortgage Relief Program will allow veterans wounded injured or otherwise disabled in the line of duty to make reduced monthly payments on CitiMortgage owned mortgages. | ||
| Increasing Rental Housing Options for Persons with Disabilities Affordable Rental Housing Opportunities for Persons with Disabilities initiative by the Harry and Jeanette Weinberg Foundation in partnership with the State of Maryland. | ||
| PHFA Supports Healthy Housing and Communities The PHFA Housing Services Conference is a three-day event providing a focal point for training and networking activities for housing service coordinators and property managers. | ||
| $30M to Veterans Housing Issues - The Home Depot Foundation The Home Depot Foundation announces a pledge of $30 million over three years to address veterans housing issues. | ||
| Safeway's Housing Support for People with Disabilities Rebuilding Together has partnered with Safeway to make homes and community centers more accessible. | ||
| Hud Rescinds Reverse Mortgage Letter Heading Off Foreclosure HUD announced Wednesday that it is rescinding the 2008 rule effective immediately. | ||
| New Rules for UK Housing Benefit System Restore Fairness New Housing Benefit rules come into force today bringing fairness back to the Local Housing Allowance system. | ||
| Free Reverse Mortgage Counseling for Seniors Seeking to Use Home Equity NCOA offers free counseling for seniors through its Reverse Mortgage Counseling Services RMCS Network. | ✓ ✓ | |
| Worst Case Housing Needs of People with Disabilities Worst case housing needs among very low income renter households with disabilities. | ||
| Building Larger UK Homes to Tackle Overcrowding Problems Building more family-sized social-rented homes and giving overcrowded households greater priority for rehousing would meet more Londoners housing needs. | ||
| Unhealthy Homes Pose Danger to Families National Healthy Homes Conference to address serious health and safety concerns in American housing. |
Key: the first check mark indicates the publication carries an editor's note; the second indicates a footnote.
Note: Disabled World compiles disability-related publications as a resource. Inclusion does not imply endorsement by Disabled-World.com. To submit disability-related articles and peer-reviewed manuscripts and papers, ensure submissions comply with our guidelines. For questions, please contact us.
Back to Disability Housing: Home Loans, Rentals, and Fair Housing Index.