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Disability Housing: Purchase Rental and Discrimination information

  • Synopsis: Information on housing and assistance programs for people with disabilities and veterans wanting to buy a house unit or condo.

Definition: Defining the Meaning of U.S. Fair Housing Act

The Fair Housing Act, as amended in 1988, prohibits housing discrimination on the basis of race, color, religion, sex, disability, familial status, and national origin. Its coverage includes private housing, housing that receives Federal financial assistance, and State and local government housing. It is unlawful to discriminate in any aspect of selling or renting housing or to deny a dwelling to a buyer or renter because of the disability of that individual, an individual associated with the buyer or renter, or an individual who intends to live in the residence. Other covered activities include, for example, financing, zoning practices, new construction design, and advertising.

Complaints of Fair Housing Act violations may be filed with the U.S. Department of Housing and Urban Development:

Office of Compliance and Disability Rights Division
Office of Fair Housing and Equal Opportunity
U.S. Department of Housing and Urban Development
451 7th Street, S.W. , Room 5242
Washington, D.C. 20410

Main Document

This section of Disabled World provides information regarding home and housing options for people with a disability. In addition we also cover information on housing programs for veterans and buying a home, as well as financial assistance programs, including home mortgages, available for those wanting to buy a house, unit or condo.

Other topics covered include renting homes and units with a disability, mortgages and reverse mortgages, as well as home financing options including low interest loans and grants for accommodation needs.

U.S. Disability Housing:

For persons with a disability in the U.S., you may qualify for government housing assistance under Section 504 from the U.S. Department of Housing and Urban Development. Although there are other government programs available, this is the most well-known.

Additionally, you can find other information on any state or local assistance programs through HUD-approved agencies.

For U.S. veterans The United States Department of Veterans Affairs handles housing assistance for disabled vets.

Since there can be long waits for government housing, you should apply as soon as possible. Further information on US Disability Housing and Home Loans

It is unlawful to discriminate in any aspect of selling or renting housing or to deny a dwelling to a buyer or renter because of the disability of that individual, an individual associated with the buyer or renter, or an individual who intends to live in the residence.

A U.S. HUD study shows people with disabilities still face discrimination in up to half of rental inquiries.

The Fair Housing Act, as amended in 1988, prohibits housing discrimination on the basis of race, color, religion, sex, disability, familial status, and national origin.

Disability Housing and the ADA:

Title II of the ADA applies to all programs, services, and activities provided or made available by public entities. This includes housing when the housing is provided or made available by a public entity. For example, housing covered by Title II of the ADA includes public housing authorities that meet the ADA definition of "public entity," and housing operated by States or units of local government, such as housing on a State university campus.

Title III of the ADA covers public and common use areas at housing developments when these public areas are, by their nature, open to the general public. For example, it covers the rental office since the rental office is open to the general public.

For further information see our page covering US Housing Discrimination information.

For information about housing programs in your state, contact the U.S. Department of Housing & Urban Development (HUD). You may also want to visit Disability.gov Where to Look for Housing section.

U.K. Disability Housing:

A Disabled Facilities Grant is a local council grant to help towards the cost of adapting your home to enable you to continue to live there. A grant is paid when the council considers that changes are necessary to meet your needs, and that the work is reasonable and practical.

Specialist equipment and adaptations can make it much easier for you to live independently in your own home.

The equipment available ranges from large equipment like stairlifts and hoists to smaller gadgets designed for people with specific disabilities.

Your local council can tell you about its services and about care homes and supported or sheltered housing in your area.

Resources:

Disability Housing and Home Loans for Disabled Americans - Ian Langtree - (2009-02-06)
https://www.disabled-world.com/disability/finance/american-home-loans.php

US Veteran Home Loans and Tax Benefits - Ian Langtree - (2009-02-06)
https://www.disabled-world.com/disability/finance/veteran-home-loans.php

Guide to Home Buying for People with Disabilities - Total Mortgage Services, LLC - (2012-08-15)
https://www.disabled-world.com/disability/housing/house-purchase.php

First Home Owners Guide to Mortgages - Ian Langtree - (2009-02-06)
https://www.disabled-world.com/disability/finance/first-home-loans.php

Quick Facts: U.S. Disability Housing Discrimination

For further information visit:

HUD.gov Disability Rights in Housing

Latest Housing and Homes Publications

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