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What are the Most Common Disabling Conditions for a Long Term Disability Claim

  • Synopsis: Published: 2010-09-20 (Revised/Updated 2016-03-20) - There are generally two sources of disability number one is accidents and number two is illnesses. For further information pertaining to this article contact: Disability Attorneys Dell & Schaefer at diattorney.com.

Main Document

Ninety-one percent of long-term disability claims are caused by illness and not by injury.

There was a recent study by the Disability Council of Awareness in which they did a survey of the long-term disability companies, as well as social security disability, and came up with what percentage of claims were caused by what types of illnesses.

For example, the major disablers were:

  • musculoskeletal connective tissue, which was 22.6% of claims;
  • cancer which was 13.6% of claims;
  • cardiovascular disease was 10.1% of claims;
  • maternity related issues was 9.4% of claims;
  • injuries and accidents were 8.1% of claims;
  • mental and psychiatric disorders were 6.5% of claims;
  • and 5.8% of claims were neurological disorders.

This list is just an example of a few of the major disabling conditions.

If you have any questions or concerns about a disabling condition which you feel causes you to be disabled, feel free to call us to discuss your disability insurance claim.

Related Information:

  1. Can a Long Term Disability Claim be Denied for a Pre-existing Condition
  2. Little-Known Facts about Applying for Social Security Disability Benefits - SSDI
  3. How Long Will I Receive Disability Benefits Once My Disability Claim is Approved


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