What are the Most Common Disabling Conditions for a Long Term Disability Claim

Author: Disability Attorneys Dell & Schaefer - Contact: diattorney.com
Published: 2010/09/20 - Updated: 2016/03/20
Topic: Disability Insurance Claims - Publications List

Page Content: Synopsis - Introduction - Main

Synopsis: There are generally two sources of disability number one is accidents and number two is illnesses.

Introduction

Ninety-one percent of long-term disability claims are caused by illness and not by injury.

Main Item

There was a recent study by the Disability Council of Awareness in which they did a survey of the long-term disability companies, as well as social security disability, and came up with what percentage of claims were caused by what types of illnesses.

For example, the major disablers were:

• musculoskeletal connective tissue, which was 22.6% of claims;
• cancer which was 13.6% of claims;
• cardiovascular disease was 10.1% of claims;
• maternity related issues was 9.4% of claims;
• injuries and accidents were 8.1% of claims;
• mental and psychiatric disorders were 6.5% of claims;
• and 5.8% of claims were neurological disorders.

This list is just an example of a few of the major disabling conditions.

If you have any questions or concerns about a disabling condition which you feel causes you to be disabled, feel free to call us to discuss your disability insurance claim.