Why SSDI Claims Get Denied: Top Reasons Applications Fail
Author: Ian C. Langtree - Writer/Editor for Disabled World (DW)
Published: 2010/05/10 - Updated: 2026/01/16
Publication Type: Informative
Category Topic: Insurance - Related Publications
Page Content: Synopsis - Introduction - Main - Insights, Updates
Synopsis: This information provides practical insight into the SSDI claims process, drawing on official SSA statistics and professional legal expertise it reveals that approximately 75% of initial applications are denied, even though 34% of cases eventually receive approval. The piece identifies specific reasons judges deny claims, including work history after disability onset, multiple impairments without a primary diagnosis, previous applications, and conditions that don't meet SSA listing criteria. For individuals with disabilities seeking financial support, this resource offers valuable guidance on understanding the evaluation process and recognizing when professional legal representation might improve their chances of approval - Disabled World (DW).
Introduction
Statistics Regarding SSDI Approvals and Denials
The SSA recently divulged statistics attesting to the fact that eventually, 34% of all the SSDI benefit applications get approved and benefits are awarded to the applicant. Conversely, when applications are in their initial stages, approximately 75% of all claims are denied. Additionally, it is difficult to estimate whether an individual will be approved or denied because the aforementioned percentages are not broken down based on what type of medical or mental problem you have. On average, it could take up to 2 years before a decision is rendered.
Main Content
Why Do SSDI Claims Get Denied?
Many SSDI claims are justified and worthy ones. Unfortunately, SSDI judges fail to approve many of these claims initially. This is due (in part) to the fact that many of these judges perform limited evaluations of the evidence at hand. Even if you have a good case, the following are the more common reasons that a judge will deny you benefits:
- The applicant has filed previous applications for benefits (when many judges see this, they automatically deny a claim for SSDI benefits).
- The disability application lists numerous impairments, but not a main problem.
- Your medical problem may not meet the SSA listing for that specific problem (judges simply reject cases that are deemed as non-listing level ones).
- If you have worked after the onset date of your condition, judges oftentimes deny SSDI benefit claims.
Sadly, the huge workload of disability claims and benefits applications causes some just to randomly deny claims in order to save time.
Additional Considerations
Knowing the statistics mentioned in the sections above, it becomes important for an individual to realize why their application could be denied. After all, you want to overcome that possibility if you can so that you are awarded the SSDI benefits you deserve and need. Just don't get discouraged if you are denied initially because it doesn't mean that your case has to end there.
Herein lays the importance of having an experienced and knowledgeable disability attorney to help you get the benefits you need. Individuals should always consider hiring the services of a trained professional in order to assist them with their SSDI claim. They are skilled at handling these types of cases and know what the SSA judges are looking for when hearing your case. We have always recommended that individuals should consider hiring a disability attorney before starting the application process.
Insights, Analysis, and Developments
Editorial Note: The gap between initial denial rates and eventual approval rates tells an important story about persistence in the SSDI system. What starts as a seemingly insurmountable barrier - a 75% rejection rate - gradually shifts as applicants appeal and provide additional evidence. This pattern suggests that many worthy claims simply need stronger documentation or better presentation of medical evidence. For those facing denial, understanding these common pitfalls isn't just about knowing why you were rejected; it's about recognizing that a first denial doesn't necessarily reflect the merit of your case. The statistics make it clear: successful SSDI applicants are often those who understand the process well enough to navigate its complexities, whether through personal diligence or professional assistance - Disabled World (DW).
Author Credentials: Ian is the founder and Editor-in-Chief of Disabled World, a leading resource for news and information on disability issues. With a global perspective shaped by years of travel and lived experience, Ian is a committed proponent of the Social Model of Disability-a transformative framework developed by disabled activists in the 1970s that emphasizes dismantling societal barriers rather than focusing solely on individual impairments. His work reflects a deep commitment to disability rights, accessibility, and social inclusion. To learn more about Ian's background, expertise, and accomplishments, visit his full biography.