Skip to main content
Accessibility|Contact|Privacy|Terms|Cookies

Paperless SSDI and SSI Payments

  • Published: 2011-06-07 : Author: Crowe & Shanahan
  • Synopsis: SSA recently announced plans to stop mailing annual benefits statements and phase out paper checks for payment of all federal benefits.

Main Document

Social Security Administration Going Paperless for SSDI and SSI Payments.

Anyone applying for Social Security disability benefits after May 1, 2011, must sign up to receive payments electronically or choose a debit card payment option.

The Social Security Administration (SSA) recently announced plans to stop mailing annual benefits statements and phase out paper checks for payment of all federal benefits.

These abrupt departures from long-established practice will have implications for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) recipients.

Most Americans are familiar with the annual benefits statement they receive from the SSA a few months before their birthday. This document provides a chronology of an individual's earnings history and helps people estimate the amount of monthly retirement, survivor and disability benefits available if eligibility is triggered. Receipt of the yearly statement provides an opportunity to verify earnings figures against tax records so that errors can be corrected.

But mailings of paper earnings statements were suspended in April for budgetary reasons. While the SSA claims that mailings will resume in 2012, paper statements will only be sent out to Americans who are 60 and older. Everyone else will have to visit the SSA's Online Retirement Estimator to access this information as well as a range of other helpful financial planning tools.

Some privacy advocates have expressed concerns about requiring citizens to provide Social Security numbers via the Internet. Also, a large share of Americans - particularly older and lower income Americans - do not have Internet access and will simply no longer be able to readily access this information.

The more challenging development is the federal government's decision to phase out paper checks by early 2013.

For some, this change will come immediately: anyone applying for benefits from the SSA, Department of Veterans Affairs, Railroad Retirement Board, Office of Personnel Management or Department of Labor as of May 1, 2011, must sign up to receive payments electronically to a bank or credit union account. Recipients can also choose a MasterCard debit card option.

How Will Budget-Driven Changes Affect Those Who Receive Social Security Disability Benefits

The reason behind the new system of benefits payments isn't hard to understand. Electronic payments and benefits statements will save an estimated $180 million a year. But put in perspective, that is well under one dollar per American per year. On the other hand, this change to established practices will create obstacles and frustrations for many individuals.

For those who receive Social Security disability benefits and have mobility problems, the challenges could be significant. While the debit card option may work for those whose credit history makes getting a checking account difficult, they may have to pay transaction fees every time they need cash and visit an ATM. An established routine of cashing a Social Security check at a neighborhood store may be severely disrupted if the merchant doesn't accept MasterCard.

As with any issue involving SSDI and SSI benefits, an experienced disability lawyer can answer your questions and provide solutions. From discussing the difficulties presented by an injury or prolonged chronic condition to answering questions about delays or apparent errors in benefits, an attorney can provide advocacy and knowledgeable solutions.

Article provided by Crowe & Shanahan - Visit us at www.croweshanahan.com

Discussion

• Have Your Say! - Add your comment or discuss this article on our FaceBook Page.

Similar Topics

1 : 50% of Retirees Saw Little or No COLA Increase in Net 2018 Social Security Benefits : The Senior Citizens League.
2 : US-Born Workers Receive Disability Benefits More Often Than Workers From Abroad : University of Chicago Medical Center.
3 : 2018 COLA - 3rd Year With No Net Growth in Social Security Benefits : The Senior Citizens League.
4 : Social Security Announces 2% COLA Benefit Increase for 2018 : The United States Social Security Administration.
5 : Social Security Task Force Statement on H.R. 2792 : CCD Social Security Task Force.
From our U.S. Social Security section - Full List (169 Items)


Submit disability news, coming events, as well as assistive technology product news and reviews.


Loan Information for low income singles, families, seniors and disabled. Includes home, vehicle and personal loans.


Famous People with Disabilities - Well known people with disabilities and conditions who contributed to society.


List of awareness ribbon colors and their meaning. Also see our calendar of awareness dates.


Blood Pressure Chart - What should your blood pressure be, and information on blood group types/compatibility.





1 : Interior Car Temperature Can Become Life-threatening for Children in an Hour
2 : 20 New Episodes of Letters to Lynette with Dr. Lynette Louise to Air on The Autism Channel in 2018
3 : Turnstone Center Designated as Official Paralympic Training Site by US Olympic Committee
4 : Help Your Child in School by Adding Language to The Math
5 : 50% of Retirees Saw Little or No COLA Increase in Net 2018 Social Security Benefits
6 : Turnstone Endeavor Games Concludes with National Records Broken
7 : Spinning in Circles and Learning From Myself by Tsara Shelton
8 : St. Louis HELP Medical Equipment Donation Drive Generates Record-Breaking Results


Disclaimer: This site does not employ and is not overseen by medical professionals. Content on Disabled World is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of a physician or other qualified health provider with any questions you may have regarding a medical condition. See our Terms of Service for more information.

Reporting Errors: Disabled World is an independent website, your assistance in reporting outdated or inaccurate information is appreciated. If you find an error please let us know.

© 2004 - 2018 Disabled World™