Skip to main content

Alabama Recovery Disaster Loans

  • Published: 2011-05-26 : FEMA.
  • Synopsis: With 30 days left to register for disaster assistance survivors are urged to consider disaster loans

Main Document

Disaster Loans Key To Alabama Recovery - Alabamians displaced by April's tornadoes need to return the disaster loan application they received after registering with the Federal Emergency Management Agency.

FEMA assistance addresses the immediate needs of disaster survivors, but it is low-interest disaster loans from the U.S. Small Business Administration that can help homeowners, renters and businesses handle the larger costs of rebuilding or replacing personal property.

While they're not required to accept a disaster loan, completing the SBA application process is a key to receiving other assistance for impacted residents in the 42 designated counties.

The deadline to register is June 27, 2011.

More than $11.7 million in disaster loans has already been approved in Alabama - $10.5 million for homeowners, and $1.2 million for business owners. With 30 days left to register for disaster assistance, survivors are urged to consider disaster loans.

SBA can offer loans up to $200,000 to repair or replace real estate and personal property damages, including automobiles. The interest rate of disaster loans for homeowners may be as low as 2.563 percent, with terms up to 30 years.

Loans to business owners affected by the April tornadoes may be up to $2 million, with interest rates as low as 4 percent. These loans may help with repairs, replacement of property, working capital and economic injury.

Survivors may apply for SBA disaster loans before insurance claims are settled. The loans may be used to refinance existing mortgages on homes and businesses in certain cases. They may also be used to relocate on a case-by-case basis.

Survivors can get help completing the loan applications, which takes about 15 minutes, at a disaster recovery center. Help is also available by sending an email to disastercustomerservice@sba.gov or by calling the SBA Customer Service Center at 800-659-2955.

Survivors may visit SBA's secure website at https://disasterloan.sba.gov/ela/ to apply for disaster loans.

To register with FEMA for disaster assistance or to find the nearest disaster recovery center, call 800-621-FEMA ( 3362 ) or online at www.DisasterAssistance.gov. Help is available in most languages. Individuals who are deaf or hard of hearing may call ( TTY ) 800-462-7585.

Persons affected by the storms are also able to apply for federal assistance through a smartphone or tablet. Visit m.fema.gov and follow the link to "to apply online for federal assistance."

FEMA's mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA ( 3362 ). For TTY call 800-462-7585.

The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications.

FEMA's temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.

Related Information:

  1. Alabama Disaster Unemployment Assistance Deadlines Near
  2. Disaster Recovery Centers - Alabama


Information from our Disability News: Alabama section - (Full List).

Submit disability news, coming events, as well as assistive technology product news and reviews.


Loan Information for low income singles, families, seniors and disabled. Includes home, vehicle and personal loans.


Famous People with Disabilities - Well known people with disabilities and conditions who contributed to society.


List of awareness ribbon colors and their meaning. Also see our calendar of awareness dates.


Blood Pressure Chart - What should your blood pressure be, and information on blood group types/compatibility.





  1. Stuttering: Stop Signals in the Brain Prevent Fluent Speech
  2. New Peer-reviewed Journal 'Autism in Adulthood' Launching in 2019
  3. People Want to Live Longer - But Only If in Good Health
  4. Canada's Aging Population Signals Need for More Inclusive, Accessible Transportation System

Citation



Disclaimer: Content on Disabled World is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of a physician or other qualified health provider with any questions you may have regarding a medical condition. See our Terms of Service for more information.

Reporting Errors: Disabled World is an independent website, your assistance in reporting outdated or inaccurate information is appreciated. If you find an error please let us know.