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Fines for People Who Do Not Register for Obamacare Under ACA

  • Synopsis: Published: 2014-11-30 - The Affordable Care Act or Obamacare requires most Americans to obtain some kind of health insurance coverage - (

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Quote: "The original Obamacare open enrollment period has been rescheduled for Nov. 15, 2014 - Jan. 15, 2015."

Obamacare requires that most everyone have health insurance or pay a penalty - which is set for a steep increase. In 2014, under Obamacare or the Affordable Care Act, the maximum penalty for not registering for health insurance coverage is $975.

The Affordable Care Act or Obamacare requires most Americans to obtain some kind of health insurance coverage starting in 2014.

It is designed to protect consumers from insurance company worst-practices - like denying coverage based on pre-existing conditions, capping total coverage, and dropping or watering down coverage when consumers get sick and need it most.

With the upcoming deadline for the Affordable Care Act or Obamacare, a hotline has been established to help consumers better understand the many health care options.

Obamacare does allow Americans to go up to a maximum of 3 months without coverage, but fines will be issued from the IRS for not registering. The penalty will be withheld from federal income tax returns and the amount will be deducted from future refunds.

There are however exemptions for certain groups including:

  • The incarcerated.
  • Members of Indian tribes
  • Undocumented immigrants
  • People who's insurance premiums exceed 8% of one's annual household income

Obamacare Enrollment Deadline:

The original Obamacare open enrollment period has been rescheduled for Nov. 15, 2014 - Jan. 15, 2015. Consumers looking for Obamacare, under the first year of the new rule, have until Jan. 15, 2015 - when open enrollment on the new marketplace closes - to get insured before a potential fine is issued.

Obamacare Cost:

The majority of people uninsured today can find a policy for $30 - $100 per month, taking into account subsidies and Medicaid eligibility. Some will carry higher deductibles and co-pays. Costs will also vary from one state to another so resources and pricing schedules are available at

While some may pay up to $975 in penalties the first year, this is very avoidable and experts predict most people will sign up for insurance before the Jan. 15, 2015 deadline.

Please call this number: 1-866-631-8308 or visit Obamacare24 or more Obamacare Facts, Health Care Act Information and insurance options.

Related Information:

  1. Social Security Disability Benefits and Obamacare Penalties - Reyes & Reyes Law Firm, PLLC - (2013-12-05)
  2. Majority of Americans Unaware of Impact of Affordable Care Act - HealthMarkets, Inc. - (2014-10-15)
  3. The Affordable Care Act and The Community First Choice Option - Wendy Taormina-Weiss - (2012-04-27)

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