Skip to main content

Why Does the Disability Insurance Company Request My Tax Returns

  • Synopsis: Published: 2010-09-16 (Revised/Updated 2016-03-20) - Insurance companies are going to ask for your tax returns for a handful of reasons. For further information pertaining to this article contact: Disability Attorneys Dell & Schaefer at diattorney.

Main Document

Quote: "First and foremost, it's just to make sure you're not working if you're telling them that you are not working."

The insurance companies are going to ask for your tax returns for a handful of reasons.

First and foremost, it's just to make sure you're not working if you're telling them that you are not working.

Secondly, they may ask for them and if you have a residual disability claim, that's going to be a basis to determine what your previous ability income was and when it comes to determining what your benefit amount is going to be under that residual disability definition.

Also, they may look on your tax returns and see that you have involvement in other corporations, so they may want to investigate that to really determine what your pre-disability occupation was.

Some policy provisions will have it that they will consider every job you're doing.

So the tax returns are a way for the insurance companies to fully investigate so they have an idea in their mind of what your job duties were, or in the event of an ERISA group claim, it may be something that you may be able to do for any occupation definition.

So there are various different reasons for it, but it's not uncommon that they ask you for your tax returns.

Information supplied courtesy of the experts at diattorney.com who specialize in disability insurance claims.

Related Information:

  1. Little-Known Facts about Applying for Social Security Disability Benefits - SSDI
  2. What is a Residual Disability Income Claim
  3. How Long Will I Receive Disability Benefits Once My Disability Claim is Approved


Information from our Disability Insurance Claims: Questions and Answers section - (Full List).

E-Newsletter

Loan Information for low income singles, families, seniors and disabled. Includes home, vehicle and personal loans.


Famous People with Disabilities - Well known people with disabilities and conditions who contributed to society.


List of awareness ribbon colors and their meaning. Also see our calendar of awareness dates.


Blood Pressure Chart - What should your blood pressure be. Also see information on blood group types and compatibility.


  1. Getting a Job with a Disability - Infographic with Transcript
  2. New Sports and Disciplines for Paris 2024 Paralympics
  3. Video Game Improves Balance in Youth With Autism
  4. Medicare Part B Increase Will Consume Retirees Entire COLA




Citation