COPD and SSA Disability Benefits

- Writer/Editor for Disabled World (DW)
Published: 2010/10/14 - Updated: 2024/09/07
Publication Type: Informative
Topic: Disability Insurance - Publications List

Page Content: Synopsis - Introduction - Main

Synopsis: For those with severe COPD who can no longer work Social Security Disability Insurance becomes an important financial option.

COPD refers to a group of diseases that cause airflow blockage and breathing-related problems. The disease category includes emphysema, chronic bronchitis and some cases of asthma.

The Social Security Administration (SSA) uses a medical listing for COPD to determine if someone is disabled and qualifies for Social Security disability benefits.

Introduction

Chronic obstructive pulmonary disease (COPD) is a leading cause of death, illness and disability in the United States, according to the Centers for Disease Control and Prevention (CDC). Early detection of COPD may alter its course and progress. But for thousands with severe COPD who can no longer work, Social Security Disability Insurance (SSDI) becomes an important financial option.

Main Item

The National Heart, Lung and Blood Institute reports that more than 12 million people are diagnosed with COPD, and an additional 12 million may have COPD and not know it. In addition, 8 million cases of hospital outpatient treatment or treatment by personal physicians were linked to COPD in 2000.

COPD refers to a group of diseases that cause airflow blockage and breathing-related problems, according to the CDC. The disease category includes emphysema, chronic bronchitis and some cases of asthma. Typically, the disease is caused by long-term smoking and can be prevented by not smoking or quitting soon after someone starts. Lung damage can't be reversed, so treatment focuses on controlling symptoms and minimizing further damage. Treatment requires a careful and thorough evaluation by a physician.

"Medical treatment has a critical role in someone's application for Social Security disability benefits," said Ed Swierczek, senior claims representative at Allsup. "Documenting the existence of the disease or impairment is important, but it's one of several factors evaluated with an SSDI application."

When COPD is severe, shortness of breath and other symptoms of COPD can get in the way of even the most basic tasks, such as doing light housework, taking a walk, washing and dressing. The Social Security Administration (SSA) uses a medical listing for COPD to determine if someone is disabled and qualifies for Social Security disability benefits.

SSDI is a mandatory, tax-funded, federal insurance program designed to provide individuals with income if they are unable to work for 12 months or longer because of a severe disability, or if they have a terminal condition. Individuals must have paid FICA taxes to be eligible.

"If SSA examiners determine someone does not meet the COPD listing, then additional factors are examined," Swierczek said. "Social Security disability examiners will evaluate the effects of the disease on your abilities and daily functioning, plus they review work history and education as part of the adjudication process."

The process of applying for SSDI benefits is complex, and it can be difficult to receive benefits. Two-thirds of initial SSDI applications typically are denied.

For COPD sufferers, the most important aspect of treatment is avoiding tobacco smoke and removing other air pollutants from the patient's home or workplace, according to the CDC. Symptoms such as coughing or wheezing can be treated with medication. Respiratory infections should be treated with antibiotics, if appropriate. Patients who have low blood oxygen levels in their blood often are given supplemental oxygen.

Explore Similar Topics

- Autistic individuals often rely on Medicaid for insurance, but the transition to adulthood can, and often does, impact their enrollment status.

- Survey shows just 40 percent of Americans have disability insurance, which could protect them financially if they were unable to work..

Citing Information and Page References

Disabled World (DW) is a comprehensive online resource providing information and news related to disabilities, assistive technologies, and accessibility. Founded in 2004 our website covers a wide range of topics, including disability rights, healthcare, education, employment, and independent living, with the goal of supporting the disability community and their families.

Cite This Page (APA): Langtree, I. C. (2010, October 14 - Last revised: 2024, September 7). COPD and SSA Disability Benefits. Disabled World (DW). Retrieved February 11, 2025 from www.disabled-world.com/disability/insurance/copd-disability.php

Permalink: <a href="https://www.disabled-world.com/disability/insurance/copd-disability.php">COPD and SSA Disability Benefits</a>: For those with severe COPD who can no longer work Social Security Disability Insurance becomes an important financial option.

While we strive to provide accurate and up-to-date information, it's important to note that our content is for general informational purposes only. We always recommend consulting qualified healthcare professionals for personalized medical advice. Any 3rd party offering or advertising does not constitute an endorsement.