Getting Social Security Disability Insurance
Author: Robbins & Associates
Published: 2010-08-07 : (Rev. 2011-02-25)
Synopsis and Key Points:
Disability benefits for those whose ability to work has been impaired by injury illness or other disabilities.
Main DigestThere are two federal Social Security Administration programs designed to provide disability benefits for those whose ability to work has been impaired by injury, illness, or other disabilities.
There are two federal Social Security Administration programs designed to provide disability benefits for those whose ability to work has been impaired by injury, illness, or other disabilities. These programs are called Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). To qualify for benefits under these programs, you are required to prove that you cannot perform any work that suits your age, experience, and education for at least one year or that your disability is terminal.
Your eligibility for Social Security benefits is determined on the basis of:
- Current work status
- Duration of medical impairment
- Inclusion of impairment or illness in SSA regulations
- Ability to perform work you have done before
- Availability of lighter work you can still do
Under SSDI, the amount of benefits paid is based on the Social Security taxes you have already paid as well as financial need. SSDI benefits may also be available to the children of workers with disabilities.
Applying for Benefits
The application and approval process for Social Security disability benefits is complex and very time-intensive. To be successful, you must compile all medical documentation related to your medical condition or disability and often extensive knowledge of the Social Security bureaucracy is required. It is very difficult to fulfill the requirements for Social Security disability benefits without making mistakes in the application process. In fact, nearly two-thirds of Social Security disability claims are denied on the first try.
Especially if your claim has already been denied, a Social Security disability lawyer can help you finally get the disability benefits you deserve. If you have been denied, do not lose hope. With help from a Social Security disability specialist including non-attorneys and attorneys, who knows how the system works in your area, you can appeal the decision and even get it overturned. For example, Atlanta residents who have been denied disability benefits should choose a Georgia Social Security disability lawyer. If your Social Security disability attorney helps you overturn a denial, you may even be entitled to past-due benefits.
The application process for Social Security disability benefits is designed to make it difficult for individuals to defraud the government and claim benefits they do not deserve. While fraud prevention is an important goal, the system is so strict that often legitimate Social Security disability claims are denied because applicants do not provide sufficient documentation.
If you or someone you love cannot work because of a medical condition or injury, or if your Social Security disability claim has been denied in Georgia, please visit Robbins & Associates, P.C. online at www.robbinslaw.com to schedule a consultation.
- 1 - Action Needed to Address Social Security Disability Insurance Finances : The National Academy of Social Insurance (2013/05/24)
- 2 - Disability Insurance Services Campaign: What Will You Say : Disability Insurance Services Inc. (2011/04/25)
- 3 - Critical Illness Insurance : Frank N. Darras (2009/10/28)
- 4 - Benefits of Travel Insurance : Greath Owen (2008/12/29)
- 5 - How to File a SSDI Claim : Allsup (2010/01/08)
- 6 - United States Senate Finance Committee to Investigate Long-Term Disability Insurance Claims : Disability Attorneys Dell & Schaefer (2010/09/24)
- 7 - Health Insurance Options for the Self Employed : Disabled World (2009/02/05)
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