Disability Housing and Home Purchase Programs
This section of Disabled World provides information regarding home and housing options for people with a disability.
In addition we also cover information on housing programs for veterans and buying a home, as well as financial assistance programs, including home mortgages, available for those wanting to buy a house, unit or condo.
Other topics covered include renting homes and units with a disability, mortgages and reverse mortgages, as well as home financing options including low interest loans and grants for accommodation needs.
U.S. Disability Housing:
For persons with a disability in the U.S., you may qualify for government housing assistance under Section 504 from the U.S. Department of Housing and Urban Development. Although there are other government programs available, this is the most well-known. Additionally, you can find other information on any state or local assistance programs through HUD-approved agencies. For U.S. veterans The United States Department of Veterans Affairs handles housing assistance for disabled vets. Since there can be long waits for government housing, you should apply as soon as possible. Further information on US Disability Housing and Home Loans
It is unlawful to discriminate in any aspect of selling or renting housing or to deny a dwelling to a buyer or renter because of the disability of that individual, an individual associated with the buyer or renter, or an individual who intends to live in the residence. A U.S. HUD study shows people with disabilities still face discrimination in up to half of rental inquiries. The Fair Housing Act, as amended in 1988, prohibits housing discrimination on the basis of race, color, religion, sex, disability, familial status, and national origin. For further information see our page covering US Housing Discrimination information.
U.K. Disability Housing:
A Disabled Facilities Grant is a local council grant to help towards the cost of adapting your home to enable you to continue to live there. A grant is paid when the council considers that changes are necessary to meet your needs, and that the work is reasonable and practical.
Specialist equipment and adaptations can make it much easier for you to live independently in your own home. The equipment available ranges from large equipment like stairlifts and hoists to smaller gadgets designed for people with specific disabilities.
Your local council can tell you about its services and about care homes and supported or sheltered housing in your area.
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