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Free Online Life Insurance Quotes and Policy Comparisons

Published: 2011-06-03 - Updated: 2011-06-24
Author: Disabled World

Synopsis: List of free online services dedicated to helping you with life insurance quotes and policy comparisons to suit your needs.

Main Digest

Collection of websites that provide free life insurance quotes online.


Choosing a Life Insurance Company:

Individuals who don't know the ins and outs of shopping for insurance run the risk of either settling for a policy that's needlessly expensive or that does not really suit their needs.

The art of life insurance underwriting is based upon some 80 different rating factors, each of which has to be looked at before an offer is made. So if the website you are visiting only asks a few questions about your health and reveals only "lowball quotes," beware because many more questions will be asked at a later time and, yes, the price will change. A good agent will tell you this upfront and not sugarcoat the truth.

Always use a reputable online life insurance brokerage to comparison shop. Find one you like and check rates from all the different insurance companies they offer.

Don't bother comparing one online broker to another for the same life insurance company. The life insurance company sets the premium rates; therefore, you will pay the same for Company ABC regardless of which online broker you choose.

Life insurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner agrees to pay a stipulated amount (at regular intervals or in lump sums).

Life insurance shoppers with heart disease, cancer, diabetes and other common ailments, take heart. There are strategies that you can employ to obtain life insurance coverage, often at a great price, but a good outcome requires that you properly shop the market or have a good agent do so for you.

Before you start shopping for life insurance coverage you may want to check out our Life Insurance Calculator which instantly calculates the amount you should be insured for.

List of Websites That Offer Free Online Life Insurance Quotes:

Life Insurance Quotes Wiz ( - A free service dedicated to helping you with all of your needs for life insurance quotes. They offer access to a Nationwide network of life insurance, term life insurance, whole life insurance, and universal life insurance.

AccuQuote ( - Makes it possible for you to find the best values in term life insurance by combining instant term life insurance quotes with the personal service of unbiased life insurance professionals that can answer your questions, identify important issues and make meaningful recommendations. AccuQuote monitors the rates, features and financial strength of hundreds of term life insurance products to suit your needs.

QuickQuote ( - Their industry leading quoting system will generate term life insurance quotes specific to your age, gender, health and other factors for free. There is no personal contact information required to view your quotes.

CompuQuotes ( - Easily Compare Insurance Quotes from multiple insurance providers. Compare Rates on Life Insurance, Health Insurance, Auto Insurance, Homeowners Insurance, & more. Complete an insurance quote request in minutes.

iQuote ( - Service for Free Term Life Insurance Quotes helps you protect those you love with term life insurance. You instantly receive up to 20 low-cost term life insurance quotes from top-rated carriers. You can easily change your quote online, apply for a policy and consult with an experienced professional by telephone with absolutely no cost or obligation. Just complete the short request form to instantly receive your personalized free term life insurance quotes.

ReliaQuote ( - Life insurance shoppers can obtain free quotes on term life insurance instantly from leading life insurance companies. ReliaQuote was founded in 1998 to help consumers purchase term life insurance online by providing them with a choice of the lowest cost policies combined with a convenient, hassle-free experience.

InsureMe - ( A free referral service that helps people find the most competitive insurance rates in the business. Since 1993, they have helped millions of consumers compare coverage, while saving them time and money on insurance premiums. Get free rate life insurance quotes in minutes from the nation's top carriers and local agents. By keeping the process simple and providing competitive insurance quotes through local agents, they pass the savings along to you.

Matrix Direct ( - With over 5 million clients and having placed over $120 billion in Term Life Insurance and other life insurance product coverage, Matrix Direct are one of the most trusted names in the term life insurance business. Their content and interactive life insurance tools will help you determine which life insurance coverage works best for you and how much term life coverage is appropriate.

Who We Are:

Disabled World is an independent disability community established in 2004 to provide disability news and information to people with disabilities, seniors, and their family and/or carers. See our homepage for informative reviews, exclusive stories and how-tos. You can connect with us on social media such as Twitter and Facebook or learn more about Disabled World on our about us page.

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Disclaimer: Disabled World provides general information only. Materials presented are in no way meant to be a substitute for professional medical care by a qualified practitioner, nor should they be construed as such. Any 3rd party offering or advertising on does not constitute endorsement by Disabled World.

Cite This Page (APA): Disabled World. (2011, June 3). Free Online Life Insurance Quotes and Policy Comparisons. Disabled World. Retrieved September 19, 2021 from